Financial and Insurance


Financial & Insurance Photo

Dental care is not an expense…it is an investment.

Dr. Lorey and Dr. Smith never want finances to stand in the way of your dental healthcare. We are always happy to answer any questions regarding fees for services. Before you begin treatment we feel it is important that you are fully informed regarding your dental investment and the options we offer to help you make it possible.

Insurance Benefit Plans

We will submit insurance claims to both your primary and secondary benefit plans as a courtesy, providing you have given us all the information necessary to do so. Our office is committed to helping you maximize your insurance benefits.

Because insurance policies vary, we can only estimate your coverage in good faith but cannot guarantee coverage due to the complexities of insurance contracts. Your estimated patient portion must be paid at the time of service and we will bill insurance companies for services. If you have any questions, our courteous staff is always available to answer them.


All payments/co-payments are due at the time services are rendered. We accept cash, check, Visa, MasterCard, & Discover. We are happy to work out payment arrangements PRIOR to the day of service to meet your dental needs.

Pre-Payment and Full-Payment Discounts (for services $500 or more)

A pre-payment courtesy of 5% will be granted to anyone who schedules an appointment for their needed dental care within 48 hours of the recommendation by the doctor and pays in full upon scheduling. Failure to keep this appointment or change it with less than 24 hours notice will void courtesy and that amount would be re-applied to the account.

A full-payment courtesy of 3% will be given to those who pay in full on the day service is rendered.

Extended Payment Options

For services over $500 we are able to offer extended financing options provided we have 1/3 of total treatment fee down at first visit. We will be happy to discuss these options with you. If you have any questions about financing or payment, ask us!  We will thoroughly explain your choices and work hard to accommodate your needs.


Financial Policy Form


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